Motor
Motor Comprehensive
Broadest motor cover - third-party liability plus loss or damage to your own vehicle.
Underwritten by Unitrust
From ₦35,000/year
Our marketplace.
Bespoke cover from Nigeria's licensed insurers - compare side by side and buy in minutes. Indicative prices shown; final premium depends on your inputs and the insurer's underwriting.
30 products
11 categories
3 insurance groups
2 insurers
All policies sold on InsureOnGo are issued by NAICOM-licensed insurers. Indicative prices are for illustration -
your final premium is calculated from your details and the insurer's underwriting rules.
Motor
Motor TP + Own Damage
Cover for third-party liability and damage to your vehicle from accidents.
Underwritten by Unitrust
From ₦25,000/year
Motor
Motor TP, Fire & Theft
Third-party liability plus protection against fire and theft of your vehicle.
From ₦18,000/year
Motor
Motor 3rd Party Only
Statutory minimum cover for damage to others - meets Nigerian law.
Underwritten by Unitrust
From ₦15,000/year
HMO
Family HMO
Comprehensive healthcare for the whole family across hundreds of accredited hospitals.
From ₦100,000/year
HMO
Individual HMO
Personal healthcare plan tailored to your specific needs and lifestyle.
From ₦30,000/year
Travel
International Travel Health
Schengen-compliant travel cover - medical, baggage and trip-cancellation benefits.
From ₦8,500/trip
NYSC
NYSC Accident Plan
Personal accident cover designed for corps members during the service year.
From ₦3,000/year
PA
Personal Accident
24/7 personal accident cover providing financial relief if injury or disability occurs.
From ₦5,000/year
PA
Passenger Accident
Cover for paying passengers on registered transport - buses, taxis, boats.
Premium tailored to operator
PA
Intercity Accident
Personal accident cover for intercity travellers across Nigerian roads.
From ₦2,500/year
Property
Home Owners
Cover your building and contents against fire, flooding, burglary and natural perils.
From ₦12,000/year
Property
Tenants
Protect the contents of your rented home from fire, theft, and accidental damage.
From ₦8,000/year
Property
Builders Liability
Cover construction-site liability for builders and contractors.
Premium based on project
Property
Occupiers Liability
Protect property owners from injury or damage claims by visitors.
Premium tailored to property
Marine
Marine Insurance
Cover for goods in transit by sea, river, or air freight.
Premium tailored to cargo
Marine
Aviation Liability
Liability cover for aviation operators, ground handlers, and related businesses.
Premium tailored to operator
Life
Term Assurance
Affordable life cover paying a benefit to your loved ones over a fixed term.
Premium tailored to you
Life
Educational Endowment
Savings plan to fund a child's education while protecting against loss of life.
Premium tailored to plan
Life
Endowment Assurance
Disciplined savings and protection plan over a fixed term with guaranteed lump-sum.
Premium tailored to plan
Life
Investment Linked
Life cover combined with investment funds for long-term wealth building.
Premium tailored to plan
Life
Anticipated Endowment
Savings plan with three guaranteed cash payouts over the term.
Premium tailored to plan
Life
Deferred Annuity
Future periodic payments providing income during retirement.
Premium tailored to plan
Life
Immediate Annuity
Immediate periodic payments providing guaranteed lifetime income.
Premium tailored to plan
Takaful Takaful
Takaful Motor Comprehensive
Shariah-compliant motor protection based on Ta'awun - mutual cooperation, no interest, no gharar.
From ₦35,000/year
Takaful Takaful
Takaful Motor TP + Own Damage
Shariah-compliant third-party liability with own-damage protection.
From ₦25,000/year
Takaful Takaful
Takaful Motor 3rd Party
Shariah-compliant statutory third-party motor cover - the Takaful equivalent of conventional 3rd Party Only.
From ₦15,000/year
Microinsurance Microinsurance
Motorcycle/Tricycle 3rd Party
Affordable third-party microinsurance for motorcycles and tricycles, underwritten by MAIDS.
Underwritten by MAIDS
From ₦5,000/year
Liability
Employers Liability
Statutory cover for workplace injury claims by employees.
Premium tailored to payroll
Liability
Healthcare Indemnity
Professional indemnity cover for healthcare workers against negligence claims.
Premium tailored to professional
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