Product overview
Travel Insurance explained
Travel Insurance protects you abroad against medical emergencies, baggage loss, trip cancellation and other unforeseen events. Most policies are issued instantly with a Schengen-compliant certificate emailed to you.
What is Travel Insurance?
Travel Insurance covers unexpected costs and incidents while travelling outside Nigeria. Most embassies, particularly Schengen states, require a minimum cover of €30,000 for a visa to be issued.
Why you may need it
- Required for Schengen and most major visa applications.
- Covers medical emergencies and hospitalisation abroad.
- Compensation for lost or delayed baggage.
- Reimbursement for trip cancellation due to covered reasons.
Typical cover regions
- Schengen & Europe.
- United Kingdom.
- North America (USA & Canada).
- Worldwide (including UK & North America).
- Africa-only (for regional trips).
What you need to apply
- International passport details.
- Trip start and return dates.
- Destination country (or region).
- Date of birth of all travellers.
Common exclusions
- Pre-existing medical conditions, unless declared and accepted.
- High-risk sports and adventure activities, unless added as a rider.
- Trips taken against official medical advice.
- Acts of war or terrorism in the destination country.
FAQ
Frequently asked questions
Yes. All our travel partners issue certificates that meet the Schengen €30,000 minimum cover requirement, accepted by every Schengen embassy in Nigeria.
Most certificates are issued within 5 minutes of payment, sent to your email and WhatsApp as a PDF.
Yes — contact us via WhatsApp before your original return date. Most insurers allow a one-time extension for unforeseen delays.